1-877-275-7048|Free delivery — 48 states|20-year warranty on 12ga
20×40 Garage + Office | Steel and Stud — From $18,300
12
20×40 Garage + Office
In stock · ships 3–5 wk
Starting from$20,850$18,300SAVE $2,550
or $381/mo · $0 down · no credit check
HomeMetal Buildings20×40Garage + Office

20×40 Garage + Office, finished workspace at the back.

Two parking bays up front with a 20×16 office at the back, stud-framed, insulated, and drywall-ready for your own finish. Free delivery and install.

You're viewing:Garage + Office·Size20×40·Slate Gray
Starting from your selected configuration$18,300$20,850Save $2,550
or as low as $381/mo · 0% APR · No credit RTO
ℹ️This is an estimate. Final pricing is locked after our sales team reviews your complete requirements (site access, ground type, county-specific certifications, optional upgrades). You'll receive a written all-in quote within one business day of your request — no surprises, no hidden fees.
📐 Size footprint dimensionsSelected: 20×40
20×40
this size
$18,300
📏 Side wall height interior headroomSelected: 9′
7'
8'
9'
10' +$340
12' +$640
14' +$1180
🎨 Roof & trim color applied to building aboveSelected: Slate Gray
Slate Gray
🔧 Customize your build 9 options affect your price
🏗️
Roof Stylevertical sheds snow/leaves naturally
🚪
Roll-Up Doorsfront-mounted garage doors
🪟
Windowsnatural light + ventilation
🚶
Walk-In Doorside entry with deadbolt
🔩
Frame Gaugestructural steel thickness
📋
Sheeting Gaugeroof + side panel thickness
Anchoring Typefoundation attachment method
Customizations selected:
Pricing varies by configuration, season, and installer — a specialist will send your complete itemized quote.
  • 800 sq ft total · 480 sq ft garage
  • 320 sq ft office partition
  • Drywall ready 5/8 Type-X
  • Engineered wind + snow rated
  • 20-year rust-through warranty
  • 2 office windows 36×48
  • R-19 ceiling insulation
  • Garage door + walk-in
🚚
FREE delivery & installation in all 48 states. Concrete, asphalt, or compacted gravel.
SKU:SS-20X40-Built:1,847+Since: 2002Made in: 🇺🇸 USA
Since 2004
In Business
🏠
2,500+
Buildings Installed
🇺🇸
48
States Served
🚚
Free
Delivery + Install
🛡️
20-Year
Rust Warranty
We've provided builds for
FordAppleDiscovery ChannelU.S. ArmyGM
SPATIAL LAYOUT

See how 800 sq ft fits your garage + office combo.

20 feet wide × 40 feet long. Front parking bay + rear 20×16 finished office partition.

Car 1Car 2OFFICE20′ × 40′ · 800 sq ft

Drywall-ready office at rear.

Stud-framed office partition + drywall pre-cut, ready for your own finish trades.

💡 Pro tip:The office bay can be permitted as commercial accessory OR finished to residential code for an in-law suite. Stamped drawings cover both.
🎨 FREE 3D BUILDER

Build your 20×40 Garage + Office in 3D.

Design your building yourself in our free Sensei3D Designer — drag doors and windows where you want them, swap roof + trim colors, and see your spec from every angle. Save your design and email it to yourself for later.

  • Drag-and-drop doors, windows, walk-ins anywhere on the building
  • 16 colors applied live to roof, walls, and trim — mix & match
  • Interior + exterior views of your spec, with measurements
  • Save your design and share it with your contractor or family
  • Auto-syncs to quote — what you build is what we price
✓ No login required✓ Works on phone & desktop✓ Used by 38,000+ buyers
Sensei3D Preview
LIVE 3D · DRAG TO ROTATE
— or —
📐 Use the Cold-Form Designer (engineer-grade specs)
WHAT'S INCLUDED

Everything in your Garage + Office.

All variants ship with free delivery, installation, drawings, 20-year warranty.

🏗️
800 sq ft enclosed
Fully-enclosed 20×40 vertical-roof structure.
🚪
Roll-up + walk-in doors
Standard configuration door package.
🔩
14-gauge steel frame
American-rolled galvanized tubing.
🎨
1 standard color
Pick from 16 factory-baked finishes.
TECHNICAL SPECIFICATIONS

Garage + Office spec sheet.

Width20'
Length40' + 6" overhang
Side height9' standard
Floor space800 sq ft
Doors1 × 9×8 roll-up
Walk-inOptional (+$345)
Windows2 × 36×48 office
Windup to 180 mph
Snowup to 65 psf
RoofVertical 3:12
Frame14 ga (12 ga upgrade)
Sheeting29 ga (26 ga upgrade)
AnchoringConcrete · Asphalt · Ground
Lead time3 – 5 weeks
Office partition20×16 stud-framed
Drywall5/8 Type-X pre-cut
InsulationR-19 ceiling
USE CASE EXAMPLES

How real buyers use Garage + Office.

CONTRACTOR HQTrades small-business HQ
Trades small-business HQ
Truck + tools in the garage, paperwork + client meetings in the office.
REMOTE WORKDetached home office
Detached home office
Quiet 20×16 insulated office with its own entrance, separate from the house.
RETAIL OUTPOSTPickup-window retail
Pickup-window retail
Inventory storage in the garage, customer-facing window + counter in the office bay.
FULL PRODUCT DETAILS

20×40 Garage + Office — what makes it different.

800sq ft
Floor Space
180mph
Wind Rated
65psf
Snow Load
20yr
Rust Warranty
40yr
Paint Warranty
$381/mo
From RTO
🏗️

Engineered for your county

Every 20×40 garage + office is fabricated from American-rolled galvanized steel and engineered against the exact wind and snow loads your jurisdiction requires.

  • Standard: 140 mph wind / 35 psf snow
  • 12-ga upgrade: 180 mph / 65 psf
  • Permit drawings stamped and emailed free
🔩

Construction details

The same materials commercial fabricators use — not residential-grade. Hot-dip galvanized fasteners, factory-baked siliconized polyester paint, Hilti-grade anchors.

  • Frame: 14-ga (12-ga upgrade) galvanized tubing
  • Panels: 29-ga G-90 (26-ga upgrade)
  • Fasteners: #14 self-drilling with EPDM washer
🚚

Free delivery & install — really free

Regional-route delivery plus 1–2 day on-site installation by a certified crew, bundled into your headline price. No hidden unloading fees, fuel surcharges, or site-prep charges.

  • $0 deposit · pay only after walkthrough sign-off
  • 3–5 week lead time on regional routes
  • All 48 states · rush option available
🛡️

Warranty & lifespan

Engineered for a 50-year service life with industry-leading warranties on every wear surface.

  • 20-yr rust-through warranty on frame & panels
  • 40-yr paint warranty against fading + chalking
  • 1-yr craftsmanship on installation
💳

$0-down financing

Three financing paths to fit any credit situation. The rent-to-own option requires no credit pull at all — fastest path to a closed deal.

  • RTO: $381/mo, no credit check, 36–60 mo
  • Financing: 0% promo APR · 84 mo term
  • Cash discount: 4% on $10K+ orders

Why 20×40?

800 sq ft sits in the sweet spot for residential and light-commercial — fits standard quarter-acre setbacks, comfortably below the 1,000 sq ft municipal threshold that triggers extra inspections.

  • 20′ × 40′ footprint with 800 sq ft interior
  • Permit-friendly in 96% of US counties
  • Resale ROI $6,400–$9,600 added home value
PEOPLE ALSO ASK

Common questions from Garage + Office shoppers.

The questions our team hears every week. Click any to expand the short answer.

How thick is the steel on a Steel and Stud 20×40 metal building?

Standard frame: 14-gauge (1.5 mm) galvanized tubing. Optional 12-gauge upgrade (2.5 mm) for high-wind/snow zones. Roof and wall sheeting ships 29-gauge standard, 26-gauge upgrade available on order.

Does Steel and Stud deliver and install in my state?

Yes — free delivery and free installation in all 48 continental states, performed by certified Steel and Stud crews. Hawaii and Alaska use custom freight quotes; call 1-877-275-7048 for either.

What's the typical lead time for a 20×40 building?

Standard: 3–5 weeks from order confirmation to install completion. Fabrication runs the first 2–3 weeks at our US plant; regional delivery and 1-2 day install close it out. Rush builds available for $345.

Can I finance a Steel and Stud building without a credit check?

Yes — Steel and Stud's rent-to-own partner does not pull credit. Approvals typically run 8 minutes with proof of income and first month's payment. 36–60 month terms, no early-payoff penalty.

What's covered under the 20-year warranty?

Steel and Stud's 20-year rust-through warranty covers the galvanized frame against perforation, plus a 20-year paint-finish warranty against fade and chalk. Workmanship on the install is warrantied for 1 year. Warranty transfers to the next owner on resale.

CUSTOMER REVIEWS

What real 20×40 Garage + Office buyers say.

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HAVE A QUESTION?

Talk to a real metal-building specialist.

Our team has installed 2,500+ buildings. We answer technical, permit, and financing questions every day — usually in under 8 minutes.

CONSIDERING ALTERNATIVES?

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FREQUENTLY ASKED

Garage + Office questions, answered.

What's included in the $18,300 office base?

Office spec adds a stud-framed 20×16 office partition wall, 5/8 Type-X drywall pre-cut, R-19 ceiling insulation, and two 36×48 office windows.

Is the office finishable to residential code?

As-built it meets commercial accessory standards. To finish to full residential code (continuous insulation + interior trim + flooring + bathroom), plan $12,000–$22,000 in finish-out trades.

Do I need a separate permit?

One accessory building permit covers the structure. Mixed-use (garage + office) needs an occupancy classification check with your county. We provide stamped drawings for both classifications.

What colors and warranty are included?

One standard color on roof, walls, and trim is included at no extra cost, with the full color range available. Panels carry a 20-year rust-through warranty.

How long until I can move in?

Building goes up in 1 to 2 days. Drywall finish + paint + flooring adds 2 to 3 weeks of owner-supplied trades work for a basic move-in-ready office.

Ready to build?

Your Garage + Office quote takes one minute.

Tell us your zip and the options you want. We'll send back a same-day, all-in price.

✓ 4.8★ · verified buyers✓ BBB A+✓ 24 years✓ $0 deposit · pay after install
FREE • NO-OBLIGATION QUOTE

Get Your Free Custom Building Quote

Tell us what you need and a building specialist will send your custom pricing — usually within 1 business day. No payment required.

✓ Free delivery & install✓ 20-year warranty✓ Engineer-certified

🔒 A specialist calls within 1 business day. We never share your details.

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