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28×40×12 RV Cover with Enclosed Storage, built for hobby and recreational use.
RV owners spec a 14-foot wall to clear a Class A motorhome and split the 28×40×12 footprint with a partition wall, half open RV bay, half enclosed storage for tools and seasonal gear. A 28×40×12 roll-up on the gable.
🔧 Customize your build 9 options affect your price▼
- 1,120 sq ft enclosed
- 12 GA Frame
- 12×12 Roll-Up
- Side Walk Door
- 180 mph wind certified
- 65 psf snow load
- 20-year rust warranty
- Free delivery + install





See how 800 sq ft fits your rv cover with enclosed storage.
28 feet wide × 40 feet long. RV owners spec a 14-foot wall to clear a Class A motorhome and split the 28×40×12 footprint with a partition wall, half open RV bay, half enclosed storage for tools and seasonal gear.
RV Cover with Enclosed Storage layout.
RV owners spec a 14-foot wall to clear a Class A motorhome and split the 28×40×12 footprint with a partition wall, half open RV bay, half enclosed storage for tools and seasonal gear. A 28×40×12 roll-up on the gable end fits any tow-behind. Side-entry walk door keeps the storage bay accessible.
Build your 28×40 RV Cover with Enclosed Storage in 3D.
Design your building yourself in our free Sensei3D Designer, drag doors and windows where you want them, swap roof + trim colors, and see your spec from every angle. Save your design and email it to yourself for later.
- Drag-and-drop doors, windows, walk-ins anywhere on the building
- 16 colors applied live to roof, walls, and trim, mix & match
- Interior + exterior views of your spec, with measurements
- Save your design and share it with your contractor or family
- Auto-syncs to quote, what you build is what we price
Everything in your RV Cover with Enclosed Storage.
All variants ship with free delivery, installation, drawings, 20-year warranty.
RV Cover with Enclosed Storage spec sheet.
How real buyers use RV Cover with Enclosed Storage.



28×40×12 RV Cover with Enclosed Storage, what makes it different.
Engineered for your county
Every 28×40×12 rv cover with enclosed storage is fabricated from American-rolled galvanized steel and engineered against the exact wind and snow loads your jurisdiction requires.
- Standard: 140 mph wind / 35 psf snow
- 12-ga upgrade: 180 mph / 65 psf
- Permit drawings stamped and emailed free
Construction details
The same materials commercial fabricators use, not residential-grade. Hot-dip galvanized fasteners, factory-baked siliconized polyester paint, Hilti-grade anchors.
- Frame: 14-ga (12-ga upgrade) galvanized tubing
- Panels: 29-ga G-90 (26-ga upgrade)
- Fasteners: #14 self-drilling with EPDM washer
Free delivery & install, really free
Regional-route delivery plus 1–2 day on-site installation by a certified crew, bundled into your headline price. No hidden unloading fees, fuel surcharges, or site-prep charges.
- $0 deposit · pay only after walkthrough sign-off
- 3–5 week lead time on regional routes
- All 48 states · rush option available
Warranty & lifespan
Engineered for a 50-year service life with industry-leading warranties on every wear surface.
- 20-yr rust-through warranty on frame & panels
- 40-yr paint warranty against fading + chalking
- 1-yr craftsmanship on installation
$0-down financing
Three financing paths to fit any credit situation. The rent-to-own option requires no credit pull at all, fastest path to a closed deal.
- RTO: $296/mo, no credit check, 36–60 mo
- Financing: 0% promo APR · 84 mo term
- Cash discount: 4% on $10K+ orders
Why 28×40×12?
1,120 sq ft sits in the sweet spot for residential and light-commercial, fits standard quarter-acre setbacks, comfortably below the 1,000 sq ft municipal threshold that triggers extra inspections.
- 28′ × 40′ footprint with 1,120 sq ft interior
- Permit-friendly in 96% of US counties
- Resale ROI $8,960–$13,440 added home value
Common questions from RV Cover with Enclosed Storage shoppers.
The questions our team hears every week. Click any to expand the short answer.
How thick is the steel on a Steel and Stud 28×40×12 metal building?
Standard frame: 14-gauge (1.5 mm) galvanized tubing. Optional 12-gauge upgrade (2.5 mm) for high-wind/snow zones. Roof and wall sheeting ships 29-gauge standard, 26-gauge upgrade available on order.
Does Steel and Stud deliver and install in my state?
Yes, free delivery and free installation in all 48 continental states, performed by certified Steel and Stud crews. Hawaii and Alaska use custom freight quotes; call 1-877-275-7048 for either.
What’s the typical lead time for a 28×40×12 building?
Standard: 3–5 weeks from order confirmation to install completion. Fabrication runs the first 2–3 weeks at our US plant; regional delivery and 1-2 day install close it out. Rush builds available for $345.
Can I finance a Steel and Stud building without a credit check?
Yes, Steel and Stud’s rent-to-own partner does not pull credit. Approvals typically run 8 minutes with proof of income and first month’s payment. 36–60 month terms, no early-payoff penalty.
What’s covered under the 20-year warranty?
Steel and Stud’s 20-year rust-through warranty covers the galvanized frame against perforation, plus a 20-year paint-finish warranty against fade and chalk. Workmanship on the install is warrantied for 1 year. Warranty transfers to the next owner on resale.
What real 28×40×12 RV Cover with Enclosed Storage buyers say.
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Talk to a real metal-building specialist.
Our team has installed 15,000+ buildings. We answer technical, permit, and financing questions every day, usually in under 8 minutes.
Complete your RV Cover with Enclosed Storage · Save 10% bundled
These add-ons ship and install with the same crew.
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RV Cover with Enclosed Storage questions, answered.
How much does a 28×40×12 rv cover with enclosed storage cost?
A 28×40×12 rv cover with enclosed storage from Steel and Stud starts at $14,200 with free delivery and free installation across all 48 states. Most buyers pick the rent-to-own option at about $296/month with $0 down and no credit check. Call 1-877-275-7048 for a same-day price lock.
Is delivery and installation included in the 28×40×12 rv cover with enclosed storage price?
Yes, every Steel and Stud rv cover with enclosed storage ships with free delivery + free installation by a certified crew, included in the listed price. Anchored to a concrete pad, asphalt, or compacted gravel, your building is fully erected in 1–2 days after the truck arrives.
Do I need a permit for a 28×40×12 rv cover with enclosed storage?
Almost always for 1,120+ sq ft enclosed buildings. Steel and Stud emails engineered drawings stamped for your wind zone (up to 180 mph) and snow zone (up to 65 psf) at no charge, so your local building department has everything it needs. Permit timing typically runs 2–6 weeks by jurisdiction.
How is a Steel and Stud rv cover with enclosed storage different from a wood-frame build?
Steel solves the problems wood creates, no rotting, no termites, no warping, no painting every 3 years. Our 14-gauge galvanized frame carries a 20-year rust warranty and ships with a 180 mph wind / 65 psf snow rating already engineered in. A comparable wood build typically costs 2–3× more and needs ongoing maintenance.
What foundation does a 28×40×12 rv cover with enclosed storage need?
A 4-inch concrete pad poured 1 foot wider and longer than the building is the standard. Steel and Stud also anchors to asphalt or compacted gravel for open or semi-enclosed configurations. A pad-pour bundle is offered at checkout if you don’t already have a slab.
How fast can I get a 28×40×12 rv cover with enclosed storage delivered?
Standard lead time is 3–5 weeks from order to install. Fabrication runs the first 2–3 weeks at our US plant; regional delivery + 1–2-day install by a certified Steel and Stud crew closes out the order. Rush builds are available, call 1-877-275-7048 for current capacity.
Can I finance a 28×40×12 rv cover with enclosed storage without a credit check?
Yes, Steel and Stud’s rent-to-own partner does not pull credit. Approvals close in about 8 minutes with proof of income and your first month’s payment. Terms run 36–60 months with no early-payoff penalty, and the monthly works out to roughly $296/month on a 28×40×12 rv cover with enclosed storage.
What warranty comes with the 28×40×12 rv cover with enclosed storage?
Steel and Stud backs every building with a 20-year rust-through warranty on the galvanized frame and a 10-year sheeting warranty on the 29-gauge panels (upgradeable to 26-gauge or 12-gauge). Workmanship on the install is warrantied for 1 year. Full warranty terms ship with your order packet.
Can I customize the 28×40×12 rv cover with enclosed storage in 3D before I order?
Yes, our free Sensei3D Designer lets you drag and drop doors, windows, and walk-ins; swap 16 roof + trim colors live; and rotate the building in 3D from every angle. No login required. The design saves directly to a quote so what you build is exactly what we price.
Can I insulate the 28×40×12 rv cover with enclosed storage for year-round use?
Yes, Steel and Stud offers R-13 wall + R-19 ceiling insulation packages, and the interior is drywall-ready. Most owners finish a rv cover with enclosed storage to a livable retreat in 2–3 weekends. Add a mini-split HVAC at checkout for full four-season comfort.
Your RV Cover with Enclosed Storage quote takes one minute.
Tell us your zip and the options you want. We’ll send back a same-day, all-in price.

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